Privacy Policy

Our Privacy Notice informs of the use and disclosure of your information and how it is being used with our firm. This notice is provided to you, as a reflective of our privacy policy and practice, when the client relationship is established. This notice is intend for individuals who has and will continue to have a business service relationship with our firm, under which we provide services for personal, family, or household purposes. Our firm uses your personal data to manage, maintain, inform/update, and provide you with a timely performance for services requested. Additionally, we may share your information with affiliates, non-affiliates, and for business transfer, when prior notice and consent is being given. Consumers are not considered to be the firm’s client if client does not have a continuing relationship with our firm.

For Record Retention and Use: Our firm retains your personal Data and usage in accordance to our record retention policy, procedure, and applicable federal/state laws. Data is always to remain secure for a period of time and under protocols, whether in our offices or internal program systems. This will help the firm with any needed improvements to better our services being offered. We do not store or collect payment information or allow any third-party vendor to collect, store, use or transfer your personal data for purpose of sale.

Opt-Out: Our firm is directed by the client, upon notification, that we cannot disclose nonpublic personal information about you, the client, to a nonaffiliated third party, except as permitted by federal regulation. As the client, you are provided with an attached opt-out Privacy Policy Form that you can mail or provide in return electronic expressing your right to limit or opt-out of data sharing. One account holder can opt-out for all account holders jointly applied.

Release of Privacy Records to an Agency of the United States Government: 

Our firm must receive an Authorization Form signed and dated by the client, indicating the firm’s purpose of the disclosure. Form must also identify what records are to be disclosed, state the following rights that are provided to the client below, and note that the firm may not require an Authorization Form as a condition of doing business.

Rights to Privacy Act: Limitations on information disclosed

The right to know about the personal   information a business collects about you and how it is used and shared;

The right to delete personal information collected from us

The right to opt-out of the sale or sharing of their personal information; and

The right to non-discrimination for exercising your CPA rights

The right to correct inaccurate personal information that a business has about them; and

The right to limit the use and disclosure of sensitive personal information collected about them

The right to revoke any Authorization at any time a request is received from an outside agency, before records are to be disclosed

The right to report of any suspected violations in connection with how your data is being used or in breach of to your state and/or federal regulatory agency for external review

Release of Records under Subpoena or Summons: 

Firm may accept only if there is reasonable belief that the records are relevant to a legitimate law enforcement inquiry. A copy of the subpoena or summons, along with the prescribed notice, must have been served on the customer or mailed to the last known address. Firm must wait 10 days from time of service or 14 days from time of mailing notice to customer before releasing records and cannot release records if customer has filed a motion to quash the subpoena.